Employee/Employer Benefits


  • Health Reimbursement Arrangement Plans (HRAs)
  • Draws upon Section 105 of the IRS tax code, which allows qualifying self-employed individuals and small business owners to deduct 100% of federal, state, and FICA taxes for family medical costs.
  • Insurance premiums and out-of-pocket expenses can be extremely expensive for small business owners- qualified business save on average $5,000 a year!

Flexible Spending Plans- Section 125 Cafeteria Plan

  • Flexible Spending Accounts (FSAs) provide significant to employees and employers alike. Employees save nearly 30% on eligible healthcare and dependent care expenses. And employers save on payroll taxes for every dollar of employee participation, ofter enough to cover the plan’s cost.
How can we help you?

We’re here to help when you need it most and committed to making sure you get the protection you need for your assets.


Call: 815-675-0990