Your business is thriving. You might be a contractor splurging on a top-of-the-line pickup. Perhaps your flower shop achieved its goal of an all-electric fleet of delivery vans. Maybe social media raves for your fusion tacos created enough demand for a second food truck.
However you use vehicles in your business, one thing is clear: You need commercial auto insurance. And Pace Insurance and Financial Services can help with coverage options that reduce risk and improve operations.
Because Pace Insurance and Financial Services agents are also small business owners, they understand the unique challenges of commercial driving in today’s increasingly distracted world.
Here are some typical commercial vehicle risks — and the coverage Pace Insurance and Financial Services offers:
| Risk: | Coverage: |
|---|---|
| While running a company errand in his own car, your employee rear-ends a church van. Injuries aren’t severe, but several people are hurt — and your employee’s low liability limits aren’t enough to cover medical costs. | Non-owned auto coverage can help if employees cause accidents in their own cars on company business. |
| You’re on your way to a business lunch when an uninsured driver runs a stop sign and hits your car. The impact is strong enough to fracture your wrist. | Uninsured/underinsured motorist coverage can help when drivers who don’t have enough insurance are responsible for injuries or damage in an accident. |
| Your diesel cargo van overturns, spilling fuel onto the highway and a nearby grassy area. You discover that the government requires testing for environmental damage. | A Pace Insurance and Financial Services commercial auto policy can help if fuels or lubricants from one of your company’s vehicles cause damage. |
