Fifth Wheel Insurance
A fifth wheel lets you balance your vacation priorities. You might like the space of a large RV, for instance, but also the ability to unhitch your pickup for local errands. Or maybe you want all the amenities of home — and an easy way to transport dirt bikes to your vacation spot.
Owning a fifth wheel isn’t just about getaways — it’s a big purchase. If you own one, consider getting specialized insurance. And your agent can provide you with information so you can get the coverage you want.
Policies cover direct and accidental physical damage to a fifth wheel, including permanently installed accessories such as: awnings, antennas and satellite dishes. The range of covered hazards includes — but isn’t limited to — lightning, flooding, landslides, wind and hail, wild animals, fire and smoke, vandalism and theft, and trees and overhangs.
Here are some situations in which Pace Insurance and Financial Services fifth wheel insurance may help you:
A tree damages your 5th wheel
You turn too sharply while maneuvering through a wooded campground — scraping the side of your fifth wheel against a stout oak tree.
There’s a fire in your kitchenette
Your refrigerator’s compressor overheats and starts a fire. You’re able to put it out with an extinguisher, but the kitchenette is ruined.
Your awning is lost in a windstorm
A powerful windstorm rips your fabric awning away from the fifth wheel — blowing it into a nearby lake.
Your fifth wheel is vandalized
You go to pick up your fifth wheel at an outdoor storage lot only to discover a local graffiti artist has used it for practice.
