Classic & Collector Car Insurance
Does your love of cars border on obsession? Perhaps you own a piece of automotive history — a perfectly preserved 1930s dual-cowl phaeton or 1960s roadster. Maybe you spend weekends cruising the boulevard in your classic custom or hot rod. Or your taste might run to exotic sport cars.
Whatever your automotive passion, you can protect your collectible vehicle — and your investment in it. Be sure to talk to a Pace Insurance and Financial Services agent as you choose the coverage you want for a car that isn’t easily replaced.
Here are some situations you may encounter — and how we can help:
You Want to Enjoy the Car Show
Scenario:
Your freshly restored muscle car is a favorite at the classic car show — but does your coverage allow you to leave it unattended while you see the other vintage cars on display?
Solution:
A “no attendance” clause in your policy can help if your car is damaged while you’re not with it.
You Want to Take Your Car Abroad
Scenario:
You want to participate in a European classic car rally, but your Brass Era touring car is only covered in the United States.
Solution:
With a collectible auto policy, you can make special coverage arrangements for your vehicle during an overseas tour.
You Need Rare Replacement Parts
Scenario:
A standard auto policy may not pay for the cost of replacing your classic car’s rare parts in the event of a loss.
Solution:
Your policy can help by specifying original replacement parts — when possible — to restore a damaged car to its most original condition.
You Experience a Total Loss
Scenario:
You want to receive your car’s current market value if it’s determined to be a total loss in a covered accident.
Solution:
Guaranteed Value™/Agreed Value can help by giving you the full insured amount for a car (less deductible) if it’s a total loss.
